Bpi Time Deposit

Bpi Time Deposit Average ratng: 4,1/5 9264 reviews

Bpi Time Deposit Computation
Bpi Time Deposit Sample Computation
Bpi Time Deposit Calculator

What is BPI Express Start?

BPI Express Start is the fastest way to get a BPI Express Credit or BPI Family Bank Credit Card. No need to submit any income documents!

A time deposit account that lets you enjoy higher returns on your dollars with no risk on your principal.
Maximum Deposit Insurance for Each Depositor P500,000. Advisory Starting March 1, 2016, to ensure the best possible online banking experience, we recommend that.
With BPI Time Deposit, you enjoy higher returns with no risk on your principal. What type of time deposits do you need?
The Cash Accept Machine is a deposit facility that allows BPI and BPI Family Savings Bank cardholders to make actual cash deposits via a machine that accepts cash in PHP 100, PHP 500 and PHP 1000 denominations. Deposit cash at your most convenient time.

BDO Peso Time Deposit is a short term peso investment that provides higher interest rate of return at a specified future date. NOTE: Interest rates are INDICATIVE and are subject to change without notice. Please confirm with branch upon making placements. How to Open an Account.

How to apply?

What are the acceptable types of deposits for Hold-Out*?

ATM-based Savings
Passbook Savings
Time Deposit

*Hold-out amount should be at least P10,000 for ATM-based and Passbook Savings;

P50,000 for Time Deposit

How much is the credit limit?

Applicant may get a credit limit of up to 90% of his/her hold-out deposit amount.

To Illustrate: P10, 000 ATM Savings Account x 90% = P9, 000 credit card limit

What are the requirements to apply for a credit card via BPI Express Start?

¨ Must be at least 18 years old

¨ Must have a business or residence contact number

¨ Completely filled out and signed Express Start Application Form*

¨ Completely filled out and signed Deed of Assignment*

*Available at any BPI/BPI Family Savings Bank branch nationwide.

NOTE:

A Non-Filipino Resident must submit his Alien Certificate of Registration (ACR), work permit or Embassy Accreditation Papers.

The Terms and Conditions governing the issuance and use of the BPI Express Credit and/or BPI Family Bank Credit Card, whichever is applicable, applies to all credit cards issued

For inquiries and comments, please send us a message through www.bpi.com.ph/contactus or call our 24-hour BPI Contact Center at (+632) 889-10000.
Regulated by the Banko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph.
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Here’s our list of top 10 highest time deposit rates for 2019 offered by banks in the Philippines.

[1] Security Bank Corporation (Security Bank)

Peso Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rates (30 60 90 Days): Data Not Available
Interest Rates (180 360 Days): Data Not Available

Your Placement: PHP100,000
Interest Rates (30 60 90 Days): 3.300 3.400 3.50%
Interest Rates (180 360 Days): 3.700 3.900%

Your Placement: PHP1,000,000
Interest Rates (30 60 90 Days): 3.500 3.600 3.700%
Interest Rates (180 360 Days): 3.900 4.10%

Minimum Placement: PHP100,000
Minimum Placement Term: 30 Days
Documentation: Certificate of Time Deposit

[2] East West Banking Corporation (EastWest Bank)

Peso Time Deposit Rates (2019)

Bpi Time Deposit Computation

Your Placement: PHP50,000
Interest Rate (30 60 90 Days): 1.550 1.675 1.800%
Interest Rate (180 270 360 Days): 2.300 2.425 2.550%

Your Placement: PHP100,000
Interest Rate (30 60 90 Days): 2.750 2.875 3.000%
Interest Rate (180 270 360 Days): 3.500 3.625 3.750%

Your Placement: PHP1,000,000
Interest Rate (30 60 90 Days): 3.125 3.250 3.375%
Interest Rate (180 270 360 Days): 3.875 4.000 4.125%

Minimum Placement: PHP10,000
Minimum Placement Term: 30 Days
Fund Access: Over-the-Counter

[3] Philippine Bank of Communications (PBCom)

Peso Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (30-90 Days): 1.000%
Interest Rate (180 360 Days): 1.000 1.500%

Your Placement: PHP100,000
Interest Rate (30-90 Days): 1.250%
Interest Rate (180 360 Days): 2.000 2.250%

Your Placement: PHP1,000,000
Interest Rate (30-90 Days): 2.000%
Interest Rate (180-360 Days): 2.880%

Minimum Placement: PHP1,000
Minimum Placement Term: 30 Days
Documentation: Certificate of Time Deposit

[4] Rizal Commercial Banking Corporation (RCBC)

Peso Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (30-90 Days): 1.500-1.625%
Interest Rate (91-364 Days): 1.750-2.000%

Your Placement: PHP100,000
Interest Rate (30-90 Days): 1.500-1.625%
Interest Rate (91-364 Days): 1.750-2.000%

Your Placement: PHP1,000,000
Interest Rate (30-90 Days): 1.875-2.125%
Interest Rate (91-364 Days): 2.250-2.50%

Minimum Placement: PHP5,000
Minimum Placement Term: 30 Days
Transaction Record: Time Deposit Placement Confirmation

[5] Maybank Philippines, Inc. (Maybank)

Classic Time Deposit Interest Rates (2019)

Your Placement: PHP50,000
Interest Rate (31 60-90 Days): 0.875 1.125%
Interest Rate (91-359 Days): 1.250%

Your Placement: PHP100,000
Interest Rate (31 60-90 Days): 0.875 1.125%
Interest Rate (91-359 Days): 1.250%

Your Placement: PHP1,000,000
Interest Rate (31 60-90 Days): 1.000 1.250%
Interest Rate (91-359 Days): 1.375%

Bpi Time Deposit Sample Computation

Minimum Placement: PHP25,000
Minimum Placement Term: 31 Days
Documentation: Certificate of Time Deposit

[6] China Banking Corporation (Chinabank)

Regular Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (90 Days): 0.825%
Interest Rate (180 360 Days): 0.950 1.075%

Your Placement: PHP100,000
Interest Rate (90 Days): 0.825%
Interest Rate (180 360 Days): 0.950 1.075%

Your Placement: PHP1,000,000
Interest Rate (90 Days): 1.575%
Interest Rate (180 360 Days): 1.700 1.825%

Minimum Placement: PHP5,000
Minimum Placement Term: 90 days
Documentation: Certificate of Time Deposit

[7] BPI Family Savings Bank

Regular Peso Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (35 63 91 Days): 0.875%
Interest Rate (182 364 Days): 1.125%

Your Placement: PHP100,000
Interest Rate (35 63 91 Days): 0.875%
Interest Rate (182 364 Days): 1.125%

Your Placement: PHP1,000,000
Interest Rate (35 63 91 Days): 1.000%
Interest Rate (182 364 Days): 1.250%

Minimum Placement: PHP50,000
Minimum Placement Term: 35 days
Documentation: Certificate of Time Deposit

[8] Bank of the Philippine Islands (BPI)

Regular Peso Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (35 63 91 Days): 0.625%
Interest Rate (182 364 Days): 0.875%

Your Placement: PHP100,000
Interest Rate (35 63 91 Days): 0.625%
Interest Rate (182 364 Days): 0.875%

Your Placement: PHP1,000,000
Interest Rate (35 63 91 Days): 0.750%
Interest Rate (182 364 Days): 1.000%

Minimum Placement: PHP50,000
Minimum Placement Term: 35 Days
Documentation: Certificate of Time Deposit

Bpi Time Deposit Calculator

[9] Metropolitan Bank and Trust Company (Metrobank)

Peso Regular Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (30 60-90 Days): 0.500%
Interest Rate (180-360 Days): 0.875%

Your Placement: PHP100,000
Interest Rate (30 60-90 Days): 0.500%
Interest Rate (180-360 Days): 0.875%

Your Placement: PHP1,000,000
Interest Rate (30 60-90 Days): 0.750%
Interest Rate (180-360 Days): 1.000%

Minimum Placement: PHP10,000
Minimum Placement Term: 30 Days
Documentation: Certificate of Time Deposit

[10] BDO Unibank, Inc. (BDO)

Peso Time Deposit Rates (2019)

Your Placement: PHP50,000
Interest Rate (30-90 Days): 0.375%
Interest Rate (180-360 Days): 0.625%

Your Placement: PHP100,000
Interest Rate (30-90 Days): 0.500%
Interest Rate (180-360 Days): 0.750%

Your Placement: PHP1,000,000
Interest Rate (30-90 Days): 0.750%
Interest Rate (180-360 Days): 1.000%

Minimum Placement: PHP1,000
Minimum Placement Term: 30 Days
Documentation: Certificate of Time Deposit